Paying for IVF shouldn’t be one more thing to carry
GUEST FEATURE · From Jade, founder of IVF Pay
A note from Ky: Cost is one of the hardest parts of fertility treatment, and it’s rarely talked about openly. When I came across IVF Pay, I loved that it was started by someone who has been through treatment herself, so I asked Jade if I could share her story here. I’m not paid to feature IVF Pay and I don’t receive any commission or referral fee. I simply want you to know there are options.
If you’re reading Ky’s site, you already know how much fertility treatment asks of you: the appointments, the waiting, the decisions. For many people there’s another weight that rarely gets discussed openly, which is the cost.
I spent years working in banking, and then I went through fertility treatment myself. Even with that background, I watched the costs keep adding up. When I looked at my finance options, they all felt cold and generic, and none were built around how a treatment plan actually works.
Now I see the same thing happen to others all the time. People put treatment on hold or stretch themselves thin trying to find the money, at a time when they already have enough to carry.
That’s why I started IVF Pay.
What IVF Pay is
IVF Pay is an Australian lender that specialises in one thing: finance for fertility treatment. We’re not a bank, and fertility isn’t one product line among hundreds for us. It’s all we do, so we understand what a treatment cycle involves.
How it works
- Apply online. It only takes 5–10 minutes.
- We assess your application properly. That means looking at your whole situation, not just running it through a system. We lend responsibly, which sometimes means telling people a loan isn’t right for them yet.
- Funds go towards your treatment, with repayments spread over a term that suits your budget.
What we believe
- Honesty about costs. You’ll see every fee and repayment before you commit. No surprises.
- A real person on the other end. If you have a question, you’ll talk to someone who understands fertility treatment.
- No pressure. Finance is a big decision. Take your time, and talk to your partner, family or a financial counsellor if that helps.
Why I’m here
Like Ky, I can’t promise an outcome. Nobody can. What I can do is take some of the financial stress out of getting to the start line, so you can put your energy where it belongs.
Learn more at ivfpay.au
IVF Pay Pty Ltd, Australian Credit Licence 576437. Lending criteria, fees and charges apply. Approval is subject to eligibility and responsible lending assessment. Consider whether this product is right for you.
Nourish to Conceive does not provide financial advice and receives no payment, commission or referral fee from IVF Pay. This feature is shared for general information only.